This Privacy Policy constitutes the contractual agreement between you and No Regrets Conference regarding your use of our Site and any activities or transactions you may conduct through our Site. Your use of our Site constitutes your agreement to follow and be bound by these Terms and Conditions of Use and by our Privacy Policy (collectively, our "Terms and Conditions"). If you do not agree to these Terms and Conditions, do not use our Site.

Your Personal Information is Kept Private And We Limit Our Use Of Personal Information

The information we receive depends upon what you do when you visit our Site (as detailed below). Unless we have your permission, we do not intentionally share with third parties any personal information you provide to us. By "personal information" we mean information that can be used to identify or contact you, such as your name, e-mail address, mailing address, telephone number or fax number. By "third parties" we mean anyone who is not directly involved in the maintenance or running of our Site.

We use personal information you provide to us (on our Site, or by email, fax, or correspondence) strictly for the purposes for which you have provided it. For example, if you request information about products or services offered on the Site and provide us with contact information (which may include personal information, such as an e-mail address, mailing address, or phone number), we will use that information to contact you regarding your request. In addition, if we have your permission we may deliver your personal information, for example, to providers of the goods and services listed on our Site. If you prefer not to receive such information from us or from a third party who was contacted by us with your permission, simply notify us to that effect (for contact information, see section below entitled "How To Contact Us"). Similarly, if we have your permission to share information with third parties, you should know that third parties are generally limited from using personal information for secondary purposes beyond the purposes for which the information is shared.

To measure our visitors' interest in and use of various areas of our Site, we may rely upon aggregate information. By "aggregate information" we mean information that does not identify you, such as age, gender, and web pages viewed on our Site. With this aggregate information, we may undertake statistical and other summary analyses of our visitors' behavior and characteristics, and undertake to improve our Site's layout and design. Although we may share this aggregate information with third parties, no aggregate information we share will allow any third party to identify you or determine anything personal about you.

Security Of Your Personal Information

Each of our employees and volunteers abides by our Privacy Policy, and only authorized employees have access to your personal information.

We have in place security control systems designed to prevent unauthorized disclosure of your personal information. These systems are structured to deter and prevent hackers and others from accessing this information. Due to the nature of the Internet and evolving technologies, however, we cannot, provide assurances as to the security of your information, and No Regrets Conference expressly disclaims any such obligations.

Exception To Our Privacy Policy

There is an exception to our Privacy Policy in that it may be necessary for No Regrets Conference to release or use personal information in connection with legal proceedings, or in response to a subpoena, warrant, court order, levy, attachment, order of a court-appointed receiver, or other comparable legal process, including subpoenas from private parties in a civil action.

Scope of Terms and Conditions

Subject to the terms of our Legal Disclaimer, these Terms and Conditions govern our collection and use of personal information that we obtain from you through your use of our Site. These Terms and Conditions are inapplicable to our collection or use of any personal information that we obtain from you by any other means.

Ownership Of Site Contents and Downloading

Unless otherwise noted, all text, images, illustrations, designs, icons, photographs, video clips, and other materials that are part of our Site (collectively, the "Contents") are copyrighted works, trademarks, trade dress, or other intellectual properties owned, controlled, or licensed by No Regrets Conference or used under principles of "fair use." The Site as a whole is protected by copyright and all worldwide right, title and interest in and to which are owned by No Regrets Conference. Unless otherwise noted, by using a third party's trademark or trade name on this Site, No Regrets Conference does not intend to suggest any affiliation with or endorsement of such third party or its products or services, and No Regrets Conference hereby expressly disclaims any such affiliation or endorsement.

The Contents of our Site and the Site as a whole are intended solely for your personal and non-profit use. You may download or copy the Contents and other downloadable materials displayed on our Site for such uses, provided that you do not remove any copyright or other proprietary notices contained on the materials. Please understand that, by allowing you to download these materials, we expressly do not transfer to you any right, title, or interest in the materials.

Changing Your Information

If at any time you would like us to update or correct personal information you have previously provided to us, feel free to contact us using the contact information provided below in the "How To Contact Us" section, and we will update or correct your personal information to the extent your request does not compromise our privacy policies. In addition, you may decline -- or "opt-out" of" -- certain mailings and other materials we may offer. For these materials, please specify whether you wish to opt-out in writing by using the contact information provided below in the "How To Contact Us" section. Finally, if you request, we will use commercially reasonable efforts to remove your name and personal information from any database(s) we may maintain. Please understand, however, that it may be impossible to remove this information completely, due to backups and records of deletions. If you wish to remove your name from any database(s) we may maintain, please notify us in writing to this effect by using the contact information provided below in the "How To Contact Us" section.

Because aggregate information does not personally identify our users, we do not provide our users with access to aggregate information, and users may not update, revise, or delete any aggregate information.

Use Of "Cookies"

Cookies are small pieces of information that a web site transfers to your hard drive, where it is stored by your browser on your computer's hard drive for record-keeping purposes (such as storing user preferences). We do not use cookies to save personal information. We may, however, use cookies to show how and when visitors use our Site in order to make improvements and updates to our Site.

Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or indicate when a cookie is being sent. Please consult the help section of your web browser software to learn how to do this.

Please be advised that sites you link to from our Site may use cookies differently than we do. You should read and understand the privacy policy of the site(s) you link to in order to determine whether and how a particular site uses cookies.

Browsing and/or Downloading

We may collect and store: the name of the domain name and host from which you access the Internet (for example, aol.com); the Internet Protocol (IP) address of the computer you are using; the browser software you use and your operating system; the date and time you access our Site; and the Internet address of the web site from which you linked to our Site.

No Regrets Conference uses this information for system administration, to measure the number of visitors to our Site, to improve Site performance, to help us make our Site more useful and/or to gather broad demographic information for aggregate use.

We do not link an IP address to personal information, meaning that a user's session will be logged but the user remains anonymous to us. If we do decide to link any aggregate information, or your IP address to your personal information, we will treat the resulting information as "personal information" for all purposes under this Policy.

Links To Other Web Sites

Our Site may contain links to other sites ("Third Party Sites"). We do not control the availability of any Third Party Sites, nor do we necessarily endorse, sanction, or verify the content, goods or services provided by, or the privacy policies in place at, any of these Third Party Sites, and we provide these links merely for the convenience of our users. Please be advised that, once you access a Third Party Site through a link on our Site, you are subject to the privacy policy and terms and conditions of use of the Third Party Site. We have no control and bear no responsibility for any action or policy associated with any Third Party Site. Concerns regarding a Third Party Site should be directed to the particular Third Party Site, and we are not responsible for the conduct or policies of any Third Party Sites.

[Policies For Children (Individuals Under 13 Years Of Age)

We will not accept or request personal information from individuals we know to be under 13. However, we hereby advise all visitors to this Site under the age of 13 not to disclose or provide any personal information on this Web Site. In the event we discover that a child under the age of 13 has provided personal information to us, in accordance with the Children's Online Privacy Protection Act of 1998 we will delete the child's personal information from our files.

For more information regarding a child under the age of 13 providing personal information to a web site, see the Federal Trade Commission's web site explaining the Children's Online Privacy Protection Act of 1998.

User Comments

All comments, feedback, postcards, suggestions, ideas, and other submissions which you may choose to provide us or post in connection with this Site (collectively, "Comments") shall be and remain the property of No Regrets Conference. You agree that No Regrets Conference may use or disclose Comments in any manner consistent with our Privacy Policy contained herein. No Regrets Conference shall be free to use, without restriction and without compensation to you, any ideas, concepts, know-how, suggestions, or techniques contained in any Comments you send to us for any purpose whatsoever.

No Regrets Conference does not endorse, and specifically disclaims responsibility or liability for any user comments. No Regrets Conference has no obligation to respond to any Comments, and we reserve the right, but undertake no duty, to review, edit, move, or delete, in our sole discretion and without notice, any material posted by users on online chats or bulletin boards which we may include on the Site. You agree that in submitting Comments to any online chats or bulletin boards which we may include on the Site, you will only submit Comments that are reasonably related to the subject matter of the online discussion.

Content Of User-Posted Information; Other Use Of Site

In addition to the other prohibited uses specified in these terms and conditions, you are expressly prohibited from posting or transmitting any advertising "spam," threatening, defamatory, obscene, scandalous, or inflammatory material, or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law, or any other material we deem inappropriate for our Site. No Regrets Conference disclaims all responsibility or liability arising from the content of any user postings, and assumes no responsibility for any error, omission, defamation, falsehood, obscenity, or threat contained in any information posted on the Site or transmitted through the Site. As provided in these Terms and Conditions, No Regrets Conference will comply with court orders directing No Regrets Conference to disclose the identity of users posting such information or materials, or otherwise directing compliance by No Regrets Conference.

You agree to refrain from undertaking any activity that imposes an unreasonable or disproportionate load on our Site. In addition, you may not use any hardware, software, or routines, including but not limited to any viruses, "bots," or other devices intended to interrupt or harm the workings of the Site, and agree to refrain from any attempt to intercept, access or monitor any system, data, or information on or in transit to or from the Site. We reserve the sole and absolute discretion to deny, revoke, or otherwise restrict the access privileges of any user who at any time fails to comply with these Terms and Conditions.

Complaints Over Perceived Infringement

No Regrets Conference respects intellectual property rights, and will terminate users and deny access to others who, in our discretion, repeatedly infringe the intellectual property rights of others. If you believe that materials posted on our Site infringe rights you enjoy under copyright law in specific materials (collectively, a "Work"), we request that you follow the procedure described below to notify us of your concerns or objections. In turn, we agree to respond to your notice, as outlined below, and remove or disable access to material that you believe infringes your Work.

If you believe materials posted on our Site infringe the copyright in your Work, please direct your concerns to our agent, designated under the Digital Millennium Copyright Act (17 U.S.C. §512) to respond to such concerns (our "Designated Agent"):

Director of Information Technology
Elmbrook Church / No Regrets Conference
777 South Barker Road, Brookfield, WI 53045

Your notice to our Designated Agent should follow the notice provisions set out in the Digital Millennium Copyright Act (17 U.S.C. §512). Additional information can be obtained from the web site of the United States Copyright Office *.

Disclaimer

While we use reasonable efforts to include accurate and up-to-date information on our Site, we make no warranties or representations as to such information. No Regrets Conference ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS, OMISSIONS OR INACCURACIES IN THE CONTENT ON OUR SITE OR INFORMATION FLOWING THROUGH THE SITE.

You acknowledge that documents posted to and Content available at the Site may contain computer viruses. Should you download any such materials from the Site, IT IS YOUR RESPONSIBILITY TO PERFORM ANY SCANNING OR OTHER ANTI-VIRUS PRECAUTIONS AS YOU DEEM NECESSARY. UNDER NO CIRCUMSTANCES WILL WE BE RESPONSIBLE FOR ANY LOSS OR DAMAGE CAUSED BY ANY MATERIALS DOWNLOADED FROM THE SITE.

THIS SITE AND ALL CONTENTS OF THIS SITE ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE, ACCURACY, COMPLETENESS, CURRENCY, NON-INFRINGEMENT, OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. YOU ACKNOWLEDGE BY YOUR USE OF THIS SITE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ALL COSTS ASSOCIATED WITH ALL NECESSARY SERVICING OR REPAIRS OF ANY EQUIPMENT YOU USE IN CONNECTION WITH YOUR USE OF THIS SITE, AND THAT No Regrets Conference SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND RELATED TO YOUR USE OF THIS SITE.

Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties

Amendments

We reserve the right to modify, alter, or otherwise update this Privacy Policy at any time. We will post any such change at this Site, so you are encouraged to review this policy from time to time. Any changes will apply prospectively only. Your continued use of our Site following the posting of changes to this policy will constitute your acceptance of any and all posted changes.

We may of course change, move or delete portions of our Site, or add to our Site from time to time.

Indemnification

You agree to defend, indemnify and hold No Regrets Conference and its developers harmless from and against any and all claims, damages, costs, and expenses, including attorney's fees, arising from or related to your failure to comply with this Privacy Policy.

Limitation of Liability

NEITHER No Regrets Conference NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING OUR SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO OR USE OF OUR SITE. IN ADDITION, WE SHALL HAVE NO LIABILITY FOR:
ANY LOSS OR FAILURE TO PERFORM OUR OBLIGATIONS DUE TO ACTS OF GOD, TELECOMMUNICATIONS FAILURE, OR CIRCUMSTANCES BEYOND OUR REASONABLE CONTROL;
ANY ERRORS, OMISSIONS, INACCURACIES, DELAYS OR INTERRUPTIONS IN RESPECT OF THE CONTENT OR OUR SERVICES; OR
ANY DECISION MADE OR ACTION TAKEN OR NOT TAKEN IN RELIANCE UPON THE SITE CONTENT OR OUR SERVICES.
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Access Privileges

No Regrets Conference may discontinue, change, or restrict your use of this Web Site for any reason without notice. Moreover, we reserve the sole and absolute discretion and right to deny, revoke, or otherwise restrict the access privileges of any user that at any time fails to comply with these Terms and Conditions, including the right to block access from a particular Internet address to the Web Site.

Severability

If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect. No waiver of any provision of these Terms and Conditions shall be deemed a further or continuing waiver of such provision.

Assignment

In the event that No Regrets Conference desires to assign or transfer your personal information and its rights hereunder to a third party, you agree that No Regrets Conference may do so, on the condition that No Regrets Conference first obtains your consent and such third party agree to abide by No Regrets Conference's applicable Terms and Conditions concerning privacy.

Choice Of Law And Jurisdiction

Unless otherwise specified, our Site and the Contents thereof are displayed solely for the purpose of sharing and learning more about God's Word, ministering to the lost and for Christian fellowship. Our Site is controlled and operated by No Regrets Conference from its location in Wisconsin. This Agreement shall be construed in accordance with the laws of the State of Wisconsin, without regard to any conflict of law provisions. Any dispute arising under these Terms and Conditions shall be resolved exclusively by the state or federal courts sitting in Wisconsin. By using this site you expressly consent to the personal jurisdiction of the state or federal courts sitting in Wisconsin.

How To Contact Us

If you have any questions about our Privacy Policy or your dealings with our Web Site, you may contact us:
by calling us at 262.786.7051 or by mailing us at No Regrets Conference, 777 South Barker Road, Brookfield, Wisconsin 53045. Please be advised that, if you contact us, we may use the personal information you provide in the ways we have described in this Privacy Policy.

Last Revised: June 6, 2006